We are knowledgeable and passionate about fitness. Read our reviews and find out what our customers have to say about our products and service.

Fast and Free Delivery

Fast and free delivery service when you spend £99 or more. Find out more.

In Home Repair Warranties

Enjoy peace of mind with our industry leading warranties: in the unlikely event that your machine develops a fault, we will arrange for a specialist engineer to fix it in your home, free of charge.


Visit our fitness equipment shop to try out our range of treadmills, cross trainers, exercise bikes and rowing machines. Check our opening hours here.
Exercise Bike Hire vs Exercise Bike Finance

Exercise Bike Hire vs. Finance

This guide will help you decide whether to hire an exercise bike or buy an exercise bike on finance.

Exercise bike hire is one way to spread the cost. But is it the best option? Hire costs add up over time and you'll never own the bike. When your contract comes to an end, you might even be met with extra charges for any aesthetic damage.

If you have long-term fitness goals, buying an exercise bike on finance may make more sense. There are many benefits to owning rather than hiring, as we’ll explore. Read on for our top exercise bike hire tips and to learn more about exercise bike finance.

Exercise Bike Hire Tips

Exercise bike hire may be right for you, if you only intend to use your equipment for one or two months. We don’t hire exercise bikes at JTX Fitness but we’re happy to guide you through the decision making process.

Here’s what to keep in mind if you’re thinking about hiring an exercise bike:

Bike type

Choose the right exercise bike for your fitness goals, height and weight. Is it a training, studio or upright style you want?


Make sure you’ll get a quick replacement or repair if the exercise bike breaks or develops a fault. Some spin bike hire companies will continue to charge weekly fees whilst they are repairing the bike.

Time Limit

Can you achieve your health and fitness goals within the exercise bike rental period? Make sure you have a workout plan in mind.


Compare the rental cost with buying your own exercise bike on finance. It’s usually far more cost-effective to own, and you will benefit for years to come.

Need further help with your exercise bike research? Learn more about how to choose the best exercise bike .

Buying an Exercise Bike on Finance

JTX Fitness specialises in new, gym-quality fitness equipment for home and commercial use. Many people choose exercise bike hire because they fear that buying a gym-quality bike is outside of their budget. Exercise bike finance offers an alternative way to spread the cost.

Hiring an exercise bike for a short time may suit you, if you have a quick goal to reach. But if you have long-term fitness goals, buying may be a better investment. JTX Fitness does not currently offer finance directly. But, if you want to buy one of our exercise bikes on finance, you can apply for PayPal Credit when you check out.

There are many benefits to buying rather than hiring an exercise bike:

Building a fitness habit

It can take a while to build a fitness habit that sticks. Owning your exercise bikes means you can hop on any time.

Investing in fitness for life

Unlike a short-term rental, buying an exercise bike means you have no time restrictions. You can work on achieving meaningful, long-term fitness goals.

Making the most of your bike

Take the time to try every program. Learn the best way to use your bike and improve your performance.

Enjoying peace of mind

With our in-home repair warranty, you can relax - you’re covered. If your bike develops a fault, an engineer will come and fix it. Our warranties give you peace of mind. Should your cross trainer develop a fault, an engineer will come and fix it.

Recouping the cost

If you own your bike, you can sell it at any time to recover some of the cost.

Applying for PayPal Credit

If you decide exercise bike finance is right for you, you can apply for PayPal Credit at our checkout. Simply fill out your details and you’ll have a decision within minutes.

If you are eligible for PayPal Credit, you’ll enjoy 4 months interest free on all purchases over £99. Once approved, you will have a credit limit attached to your PayPal account. This allows you to spread the cost of your home gym equipment into affordable monthly payments. You can choose to pay over 6 - 24 months with a typical APR of 19.9%.

Buy a JTX Fitness exercise bike on PayPal Credit and your monthly payments may be cheaper than exercise bike hire costs. Instead of hiring, you'll own your own equipment, while saving money.

Why Choose JTX Fitness?

When considering exercise bike hire or finance, you may have explored a number of brands. Here’s why you should choose JTX Fitness:

High Specifications

Independent fitness specialists, we take pride in selling extremely well-built machines, with competitive specifications. Our exercise bikes offer the build quality you would expect from a gym. We prioritise an enjoyable cycle, top build quality, brilliant design and machine sturdiness.

No Quibbles Returns Policy

If you are not completely happy with your exercise bike, we offer a no quibbles, 28 day returns policy. You are welcome to try out your exercise bike before you decide to keep it. Just keep hold of your packaging and all we charge is the cost of the delivery and collection.

Industry Leading Warranties

We offer outstanding in-home repair warranties on all our exercise bikes. If your bike develops a fault, we’ll send an engineer to your home to fix it. And we’ll send a replacement bike if it can’t be fixed.

Support to Smash Your Goals

Buy a JTX exercise bike and we’ll help you meet your fitness goals. We score 4.7/5 based on more than 2,500 TrustPilot reviews and our customer service is exemplary. We also offer free workout and maintenance content. These guides will help you get the most from your exercise bike for years to come.

Learn More About JTX Fitness

Find out what our customers think of our exercise bikes by reading our reviews:

If you’re unsure whether to buy or hire an exercise bike, our in-house customer support team can offer more advice. Contact us today.

Get Exclusive Exercise Bike Offers

Are you looking for ways to save money on your exercise bike purchase? Sign up for our monthly emails and you'll be the first to know about our special offers. You'll also get workout plans and training advice to help you smash your fitness goals.

Looking to buy a second hand exercise bike? We don't sell used exercise bikes but we've written a guide to help you get a good deal. Read our tips on buying a second hand, cheap exercise bike vs. buying new to make an informed decision.