Gym Equipment Finance:

We have teamed up with Hitachi Personal to offer our 0% interest-free finance on our range of gym equipment. All JTX Fitness vibration plates, treadmills, rowing machines, cross trainers and exercise bikes are available to buy now and pay monthly. Spread the cost over 6 or 12 months and spend less than the price of the gym each month. All we ask for is a 10% – 60% deposit. You’ll be saving ‘£s’ and losing ‘lbs’ all at the same time.

How to Apply for Online Finance

Applying for online finance couldn't be easier or more convenient. When you buy online from JTX Fitness you can apply for finance by adding your purchase to the shopping basket, selecting the finance option, and completing an online application form. Just follow the simple instructions, entering your personal details as required and we'll do the rest.

The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will then be advised of how to sign the finance agreement and you will also receive an email confirming these details.

Please read the agreement carefully checking that all the details are correct, then either electronically sign the agreement or print and sign the agreement in both boxes. Post the signed agreement to the address shown on the covering letter of the agreement.

Please note: Items will not be dispatched until the credit application has been accepted.

Interest Free Finance Example:

Up to 12 months 0% APR representative interest free finance.

Spread the cost with our interest free finance.

Our simple finance options allow you to spread the cost of your purchase over 6 or 12 months.

All you need to do is:

  1. Spend a minimum £278 and above
  2. Place a 10% deposit
  3. Minimum finance amount after deposit £250 and above

We offer 2 simple finance options to help you spread the cost of your purchases.

  • 6 months interest free finance on orders of £278 and above
  • 12 months interest free finance on orders of £278 and above

    If you require any further information about finance please call 01273 453855

    Credit subject to status and affordability. Terms & Conditions Apply. Credit is provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC Authorised and Regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk

    Please note: ‘From’ prices advertised throughout our website are based on a 60% deposit and 12 monthly installments. This demonstrates the lowest monthly installment rate available at 0% interest.

    Frequently Asked Questions

    Here's some of the most commonly asked questions regarding online finance.

    Just select the finance option on the checkout page.

    To apply for online finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more.

    Unfortunately, we are unable to offer online finance to residents of Eire. Homemakers aren't excluded from applying under their own names; however the employment details of your spouse / partner will be required in order to process your application.

    Your monthly repayments will begin one month after your purchase has been delivered

    No. There are no arrangement fees or hidden extras.

    Within minutes of your application being approved, you will be presented with the options to either esign or print and return your finance agreement.

    If you choose to e-sign your agreement, a PDF of your agreement will be displayed on screen. You should read the agreement carefully before clicking all the relevant sections agreeing to its terms. Once you have agreed to the terms of the finance agreement JTX Fitness will be notified and you need do nothing more.

    If you choose to print and return your agreement you should print the agreement, read it carefully and then sign the document following the instructions on the covering letter. This signed document should then be posted to the address shown on the covering letter of the finance agreement.

    Note that products will not be allocated to your order until your completed and signed agreement is returned and received by Hitachi Personal Finance. Shipment of your goods will follow soon after your agreement has been returned and received.

    Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies.

    This information allows consistent decisions to be provided, ensuring all applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.

    In addition to credit scoring, Hitachi also takes into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though Hitachi is unable to provide you with a main reason for the decline of your application, it is usually based on one, or a combination of the following:

    1. Your credit score (please note that every finance company will score you differently)

    2. Adverse credit reference agency information

    3. You are considered to be overcommitted

    4. You are aged under 18

    5. Your existing account performance with other lenders

    Some of the information is public information, for example electoral roll, County Court Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them for instance this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.

    You should send a cheque for £2.00 made payable to the relevant credit reference agency, together with details of all addresses at which you have lived over the last 6 years

    1. Experian Limited, Customer Support Centre, PO Box 9000, Nottingham, NG80 7WF

    2. Equifax Ltd., Customer Service Centre, PO Box 10036, Leicester, LE3 4FS

    3. Callcredit Limited, Consumer Services, PO Box 491, Leeds, LS3 1WZ

    The above listed agencies will provide details of information relating to these addresses. If you believe that the information is incorrect, you can ask the agency to correct it.

    Yes. We acknowledge that circumstances change and just because a previous application has been refused, it does not mean that a further request will automatically be turned down. We do suggest however, that you leave at least 6 months between applications.

    In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant.

    JTX Fitness is owned by NRS Innovations ltd, Unit 3 Harbour Way Industrial Estate, Harbour Way, Shoreham-By-Sea, Sussex, BN43 5HZ. You can find out more about what makes us tick on our About Us page.